Living longer, living easier.
The retirement landscape is continually changing. Generations that thrived in retirement on pensions, savings and Social Security are being followed by individuals facing a more DIY planning environment. To help supplement today’s most popular savings vehicles, we’re developing insurance solutions that address planning objectives relevant for today and tomorrow. It’s through these opportunities that our clients can increase their confidence in what’s ahead.
Get to know your options
Because no two individuals’ needs are alike, we offer a growing number of solutions to help you determine what’s in your best interest.
Fixed Deferred Annuities
These annuities allow you to earn tax-deferred growth at an interest rate that changes annually or that is locked in for the life of the contract (3, 5, 7 or 10 years). Your principal will earn interest regardless of changes in the market or the economy.
Fixed Immediate Annuities
In a single premium immediate annuity (SPIA), you make single premium payment and begin receiving periodic distributions over a certain time period (between 3 and30 years). The periodic distribution amount is set when the policy is issued and never changes.
Medicaid Compliant Annuities
This annuity is a type of immediate annuity that may allow you, under certain conditions, to qualify for Medicaid benefits and help pay for a loved one’s medical care costs. Please consult with a Medicaid expert before purchasing this product.
We make planning easy.
Our annuity contracts are available for purchase directly on our website through a simple four-step online application process. Or, if you’re looking for more information and assistance, we encourage you to ask your insurance agent or advisor for help understanding your options.
Once your application is submitted online or via your agent, we will begin processing it immediately. If you change your mind after completing the online application, you always have 30 days to cancel your application and receive a full refund of your premium during the Free Look period.
